Plan Ledger DOL Form 5500 · updated monthly

U.S. Lumber Group LLC401(k)

U.S. LUMBER GROUP, LLC 401(K) PLAN · DULUTH, GA · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

U.S. Lumber Group LLC reported $505,611 in plan administrative expenses for 2024: 0.26% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,686 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.41% to 0.26%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other wholesale trade employers. By assets it is the 162nd-largest of 2,160 plans among Georgia employers on file, and the 230th of 4,246 in wholesale trade. In 2024, employees put in $3.05 for every $1.00 the employer contributed; active participation has grown from 3,437 to 3,926 since 2022.

Plan summary
Net assets, end of year$213,978,020
Participants with balances4,095
Active participants3,926
Employer contributions$6,618,831
Employee contributions$20,160,728
Employer contribution per active participant$1,686
Average account balance$52,253
Benefits paid to participants$16,962,130
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$214.0M · 4,095 accts · $6.6M emplr
2023$178.4M · 3,906 accts · $6.1M emplr
2022$122.1M · 3,296 accts · $6.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$433,196
Investment management$72,415
Total administrative$505,611
The U.S. Lumber Group LLC 401(k) match · 2024
Employer contribution per active participant$1,686
Median for plans this size$3,635
2024$1,686 per active participant
2023$1,585 per active participant
2022$1,762 per active participant

U.S. Lumber Group LLC's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$433,196
RPA FINANCIAL, LLC · Investment advisory (plan)$72,415

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$505,611 · 0.26%
2023$459,307 · 0.31%
2022$430,639 · 0.41%
Same employer
Similar plansWholesale Trade · Georgia
Hd Supply GA$556.3M · 0.14%
Bluelinx Corporation GA$211.5M · 0.10%
Colonial Group, Inc. GA$194.6M · 0.13%
Kahn Ventures, Inc. GA$146.5M · 0.21%
Agilysys, Inc. GA$138.3M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 274877902 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.