Plan Ledger DOL Form 5500 · updated monthly

Town & Country Supply Association401(k)

CO-OP 401(K) PLAN · LAUREL, MT · plan year 2024

Reported admin expense ratio · 2024
0.58%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Town & Country Supply Association reported $23,830 in plan administrative expenses for 2024: 0.58% of average plan assets, above the peer median. Employer contributions averaged $868 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.69% to 0.58%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Montana (179th of 229), and 667th of 945 in agriculture, forestry & fishing. In 2024, employees put in $3.14 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,454,891
Participants with balances151
Active participants108
Employer contributions$93,754
Employee contributions$294,788
Employer contribution per active participant$868
Average account balance$29,503
Benefits paid to participants$125,016
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$4.5M · 151 accts · $94K emplr
2023$3.7M · 129 accts · $84K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$22,703
Total administrative$23,830
The Town & Country Supply Association 401(k) match · 2024
Employer contribution per active participant$868
Median for plans this size$1,313
2024$868 per active participant
2023$926 per active participant

Town & Country Supply Association's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MILLIMAN, INC. · Recordkeeping$20,448

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Milliman
2023Milliman

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$23,830 · 0.58%
2023$23,802 · 0.69%
Similar plansAgriculture, Forestry & Fishing · Montana
Mountain View Co-Op MT$11.9M · 0.38%
Tos Farms, Inc. CA$4.5M · 0.75%
Kapua Orchards Inc. HI$4.5M · 0.83%
Bloem LLC MI$4.5M · 0.61%
Backyard Farms, LLC ME$4.4M · 0.63%
Cpc Commodities KY$4.4M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841419604 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.