Plan Ledger DOL Form 5500 · updated monthly

Mountain View Co-Op401(k)

CO-OP 401 (K) PLAN · BLACK EAGLE, MT · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Mountain View Co-Op reported $42,961 in plan administrative expenses for 2024: 0.38% of average plan assets, above the peer median. Employer contributions averaged $1,058 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.44% to 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Montana (115th of 229), and the 402nd of 945 in agriculture, forestry & fishing. In 2024, employees put in $3.22 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,880,398
Participants with balances280
Active participants218
Employer contributions$230,719
Employee contributions$742,066
Employer contribution per active participant$1,058
Average account balance$42,430
Benefits paid to participants$864,459
Plan auditUnmodified (clean) audit opinion
AuditorWIDMER ROEL
Plan history3
Yearassets · accounts · employer contribution
2024$11.9M · 280 accts · $231K emplr
2023$10.5M · 320 accts · $238K emplr
2022$9.5M · 314 accts · $262K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$39,966
Total administrative$42,961
The Mountain View Co-Op 401(k) match · 2024
Employer contribution per active participant$1,058
Median for plans this size$2,416
2024$1,058 per active participant
2023$1,241 per active participant
2022$1,303 per active participant

Mountain View Co-Op's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MILLIMAN, INC. · Recordkeeping · Loan processing$34,232

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Milliman
2023Milliman

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$42,961 · 0.38%
2023$39,754 · 0.40%
2022$39,580 · 0.44%
Similar plansAgriculture, Forestry & Fishing · Montana
Jm Longyear, LLC MI$12.1M · 0.42%
Wsf, Inc. WI$12.1M · 0.08%
Hickmans Egg Ranch, Inc. AZ$11.8M · 0.49%
Agrivision, Inc. CA$11.8M · 0.91%
Defense Contracting, Inc. MD$11.7M · 0.22%
Consolidated Citrus Limited TX$11.7M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043674023 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.