Plan Ledger DOL Form 5500 · updated monthly

Defense Contracting, Inc.401(k)

DEFENSE CONTRACTING, INC. RETIREMENT TRUST · KINGSVILLE, MD · plan year 2025

Reported admin expense ratio · 2025
0.22%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Defense Contracting, Inc. reported $22,882 in plan administrative expenses for 2025: 0.22% of average plan assets, below the peer median. Employer contributions averaged $5,261 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.03% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Maryland (909th of 1,671), and the 405th of 945 in agriculture, forestry & fishing. In 2025, employees put in $1.75 for every $1.00 the employer contributed; active participation has grown from 112 to 126 since 2022.

Plan summary
Net assets, end of year$11,742,532
Participants with balances162
Active participants126
Employer contributions$662,878
Employee contributions$1,158,334
Employer contribution per active participant$5,261
Average account balance$72,485
Benefits paid to participants$600,112
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$11.7M · 162 accts · $663K emplr
2024$8.9M · 145 accts · $617K emplr
2023$7.3M · 146 accts · $597K emplr
2022$5.2M · 155 accts · $538K emplr
The Defense Contracting, Inc. 401(k) match · 2025
Employer contribution per active participant$5,261
Median for plans this size$2,666
2025$5,261 per active participant
2024$5,139 per active participant
2023$4,891 per active participant
2022$4,800 per active participant

Defense Contracting, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202512
T. ROWE PRICE RPS, INC · Recordkeeping · Trustee$16,351
M&T BANK · Investment management$6,529
JOHN HANCOCK FUNDS · Investment managementindirect comp
BLACKROCK FUNDS · Investment managementindirect comp
COHEN & STEERS FUNDS · Investment managementindirect comp
LOOMIS - SAYLES - NATIXIS - HANSBER · Investment managementindirect comp
JP MORGAN FUNDS · Investment managementindirect comp
PIMCO FUNDS · Investment managementindirect comp
ALLIANCE BERNSTEIN · Investment managementindirect comp
INVESCO · Investment managementindirect comp
PRUDENTIAL JENNISON · Investment managementindirect comp
AMERICAN FUNDS · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025T. Rowe Price
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$22,882 · 0.22%
2024$14,332 · 0.18%
2023$7,358 · 0.12%
2022$1,660 · 0.03%
Same employer
Similar plansAgriculture, Forestry & Fishing · Maryland
Perdue Farms Inc MD$708.4M · 0.09%
Mountain View Co-Op MT$11.9M · 0.38%
Hickmans Egg Ranch, Inc. AZ$11.8M · 0.49%
Agrivision, Inc. CA$11.8M · 0.91%
Consolidated Citrus Limited TX$11.7M · 0.12%
Summitt Enterprises Inc OR$11.6M · 0.01%
Encore Services, LLC IL$11.6M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 471947795 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.