Plan Ledger DOL Form 5500 · updated monthly

Rocky Mountain Supply, Inc.Profit-sharing plan

CO-OP 401(K) PLAN · BELGRADE, MT · plan year 2024

Reported admin expense ratio · 2024
0.60%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Rocky Mountain Supply, Inc. reported $25,237 in plan administrative expenses for 2024: 0.60% of average plan assets, above the peer median. Employer contributions averaged $3,076 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.69% to 0.60%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Montana (178th of 229), and 662nd of 945 in agriculture, forestry & fishing. In 2024, the employer put in $1.13 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$4,543,837
Participants with balances178
Active participants96
Employer contributions$295,316
Employee contributions$260,801
Employer contribution per active participant$3,076
Average account balance$25,527
Benefits paid to participants$242,208
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.5M · 178 accts · $295K emplr
2023$3.8M · 163 accts · $293K emplr
2022$3.2M · 145 accts · $246K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,446
Total administrative$25,237
Employer contributions to the Rocky Mountain Supply, Inc. plan · 2024
Employer contribution per active participant$3,076
Median for plans this size$1,313
2024$3,076 per active participant
2023$3,089 per active participant
2022$2,703 per active participant

Rocky Mountain Supply, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MILLIMAN, INC. · Recordkeeping · Loan processing$21,436

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Milliman
2023Milliman

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Administrative cost history3
2024$25,237 · 0.60%
2023$24,214 · 0.69%
2022$22,188 · 0.69%
Same employer
Similar plansAgriculture, Forestry & Fishing · Montana
Mountain View Co-Op MT$11.9M · 0.38%
Sender, Inc. AZ$4.6M · 0.37%
Hilltop Ranch, Inc. CA$4.5M · 0.87%
Tos Farms, Inc. CA$4.5M · 0.75%
Kapua Orchards Inc. HI$4.5M · 0.83%
Bloem LLC MI$4.5M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810527798 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.