Plan Ledger DOL Form 5500 · updated monthly

Tom O'Brien Co.401(k)

O'BRIEN AUTOMOTIVE GROUP 401(K) PLAN · INDIANAPOLIS, IN · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Tom O'Brien Co. reported $63,002 in plan administrative expenses for 2024: 0.37% of average plan assets, above the peer median. Employer contributions averaged $313 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.32% to 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 614th-largest of 1,562 plans among Indiana employers on file, and the 1,609th of 5,215 in retail trade. In 2024, employees put in $13.97 for every $1.00 the employer contributed; active participation has grown from 185 to 208 since 2022.

Plan summary
Net assets, end of year$18,104,885
Participants with balances200
Active participants208
Employer contributions$65,073
Employee contributions$908,764
Employer contribution per active participant$313
Average account balance$90,524
Benefits paid to participants$688,465
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.1M · 200 accts · $65K emplr
2023$15.7M · 173 accts · $75K emplr
2022$13.0M · 168 accts · $75K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,172
Investment management$41,830
Total administrative$63,002
The Tom O'Brien Co. 401(k) match · 2024
Employer contribution per active participant$313
Median for plans this size$2,416
2024$313 per active participant
2023$390 per active participant
2022$405 per active participant

Tom O'Brien Co.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASCENSUS LLC · Loan processing · Recordkeeping$21,172
MERRILL LYNCH RETIREMENT & BENEFIT · Investment advisory (plan)$41,830

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$63,002 · 0.37%
2023$54,277 · 0.38%
2022$48,147 · 0.32%
Similar plansRetail Trade · Indiana
Expressway Dodge, Inc. IN$22.6M · 0.30%
Schepel Buick Gmc, Inc. IN$20.8M · 0.43%
Ruxer Ford Lincoln, Inc. IN$18.8M · 0.58%
Bane-Welker Equipment, LLC IN$17.9M · 0.40%
Capitol City Ford Inc. IN$16.7M · 0.08%
Bosak Motor Sales Inc IN$16.5M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 350816380 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.