Plan Ledger DOL Form 5500 · updated monthly

Ruxer Ford Lincoln, Inc.401(k)

RUXER FORD LINCOLN, INC. EMPLOYEES PROFIT SHARING AND SAVINGS PLAN · JASPER, IN · plan year 2025

Reported admin expense ratio · 2025
0.58%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Ruxer Ford Lincoln, Inc. reported $107,342 in plan administrative expenses for 2025: 0.58% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,714 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.58%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 588th-largest of 1,562 plans among Indiana employers on file, and the 1,553rd of 5,215 in retail trade. In 2025, employees put in $2.54 for every $1.00 the employer contributed; active participation has grown from 96 to 111 since 2022.

Plan summary
Net assets, end of year$18,819,278
Participants with balances109
Active participants111
Employer contributions$190,249
Employee contributions$482,550
Employer contribution per active participant$1,714
Average account balance$172,654
Benefits paid to participants$1,965,110
Plan auditUnmodified (clean) audit opinion
AuditorRINEY HANCOCK CPA
Plan history4
Yearassets · accounts · employer contribution
2025$18.8M · 109 accts · $190K emplr
2024$18.0M · 114 accts · $188K emplr
2023$18.0M · 115 accts · $185K emplr
2022$15.8M · 114 accts · $151K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$26,427
Investment management$54,360
Total administrative$107,342
The Ruxer Ford Lincoln, Inc. 401(k) match · 2025
Employer contribution per active participant$1,714
Median for plans this size$2,666
2025$1,714 per active participant
2024$1,882 per active participant
2023$1,868 per active participant
2022$1,568 per active participant

Ruxer Ford Lincoln, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EMPOWER ADVISORY GROUP, LLC · Investment management$54,360
FIFTH THIRD BANK$26,555

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$107,342 · 0.58%
2024$102,989 · 0.57%
2023$97,518 · 0.58%
2022$97,676 · 0.56%
Same employer
Similar plansRetail Trade · Indiana
Expressway Dodge, Inc. IN$22.6M · 0.30%
Schepel Buick Gmc, Inc. IN$20.8M · 0.43%
Tom O'Brien Co. IN$18.1M · 0.37%
Bane-Welker Equipment, LLC IN$17.9M · 0.40%
Capitol City Ford Inc. IN$16.7M · 0.08%
Bosak Motor Sales Inc IN$16.5M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351048138 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.