Plan Ledger DOL Form 5500 · updated monthly

Capitol City Ford Inc.401(k)

BOB THOMAS DEALERSHIPS 401K PLAN · INDIANAPOLIS, IN · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Capitol City Ford Inc. reported $12,088 in plan administrative expenses for 2024: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $524 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 654th-largest of 1,562 plans among Indiana employers on file, and the 1,741st of 5,215 in retail trade. In 2024, employees put in $8.05 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,735,689
Participants with balances193
Active participants265
Employer contributions$138,939
Employee contributions$1,118,024
Employer contribution per active participant$524
Average account balance$86,713
Benefits paid to participants$2,219,894
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.7M · 193 accts · $139K emplr
2023$15.2M · 196 accts · $141K emplr
2022$12.8M · 187 accts · $121K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$12,088
Total administrative$12,088
The Capitol City Ford Inc. 401(k) match · 2024
Employer contribution per active participant$524
Median for plans this size$2,416
2024$524 per active participant
2023$550 per active participant
2022$461 per active participant

Capitol City Ford Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CHERRY BEKEART LLP · Recordkeeping$10,500
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$2,863

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CHERRY BEKEART LLP, OneAmerica
2023MCM CPAS & ADVISORS, MCM CPAS & ADVISORS LLP, OneAmerica

This plan has changed recordkeepers within these filings. If you left Capitol City Ford Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$12,088 · 0.08%
2023$19,722 · 0.14%
2022$3,434 · 0.02%
Similar plansRetail Trade · Indiana
Schepel Buick Gmc, Inc. IN$20.8M · 0.43%
Ruxer Ford Lincoln, Inc. IN$18.8M · 0.58%
Tom O'Brien Co. IN$18.1M · 0.37%
Bane-Welker Equipment, LLC IN$17.9M · 0.40%
Bosak Motor Sales Inc IN$16.5M · 0.47%
O'Daniel Automotive, Inc. IN$16.0M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351606784 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.