Plan Ledger DOL Form 5500 · updated monthly

The Western Union Company401(k)

THE WESTERN UNION COMPANY INCENTIVE SAVINGS PLAN · DENVER, CO · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

The Western Union Company reported $404,203 in plan administrative expenses for 2024: 0.09% of average plan assets, above the peer median. Employer contributions averaged $607 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.09%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other professional & technical services employers. By assets it is the 42nd-largest of 1,461 plans among Colorado employers on file, and the 394th of 11,654 in professional & technical services. In 2024, employees put in $22.38 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$446,862,921
Participants with balances2,743
Active participants1,368
Employer contributions$830,150
Employee contributions$18,574,973
Employer contribution per active participant$607
Average account balance$162,910
Benefits paid to participants$60,203,951
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$446.9M · 2,743 accts · $830K emplr
2023$425.7M · 2,754 accts · $5K emplr
2022$400.0M · 2,711 accts · $2.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$252,403
Investment management$135,000
Audit (IQPA)$16,800
Total administrative$404,203
The The Western Union Company 401(k) match · 2024
Employer contribution per active participant$607
Median for plans this size$4,294
2024$607 per active participant
2023$4 per active participant
2022$1,746 per active participant

The Western Union Company's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202410
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping$143,501
INNOVEST PORTFOLIO SOLUTIONS L · Investment management$75,000
VANTAGE CONSULTING · Investment management$60,000
FISHER INVESTMENTS · Investment advisory (participants)$33,861
NORTHERN TRUST COMPANY · Investment management$31,306
MOSS ADAMS LLP · Accounting / audit$16,800
FINANCIAL ENGINES ADVISORS LLC · Investment advisory (participants)$12,881
LIFEPRO ASSET MANAGEMENT LLC · Investment advisory (participants)$10,269
FLEXIBLE PLAN INVESTMENTS LTD · Investment advisory (participants)$9,243
CHARLES SCHWAB & CO., INC. · Securities brokerage$1,751

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Charles Schwab
2023Charles Schwab

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Administrative cost history3
2024$404,203 · 0.09%
2023$399,838 · 0.10%
2022$334,811 · 0.07%
Same employer
Similar plansProfessional & Technical Services · Colorado
Arcadis U.S., Inc. CO$2.3B · 0.03%
Brown and Caldwell CO$653.1M · 0.08%
Holland & Hart LLP CO$525.3M · 0.07%
Palantir Technologies Inc. CO$393.3M · 0.05%
Fast LP CO$376.8M · 0.02%
Ttec Services Corporation CO$344.2M · 0.26%
Optiv Security Inc. CO$263.2M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 204531180 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.