Plan Ledger DOL Form 5500 · updated monthly

Brown and Caldwell401(k)

BROWN AND CALDWELL SAVINGS PLAN · LAKEWOOD, CO · plan year 2025

Reported admin expense ratio · 2025
0.08%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Brown and Caldwell reported $503,122 in plan administrative expenses for 2025: 0.08% of average plan assets, above the peer median. Employer contributions averaged $3,706 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.09% to 0.08%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other professional & technical services employers. By assets it is the 27th-largest of 1,461 plans among Colorado employers on file, and the 270th of 11,654 in professional & technical services. In 2025, employees put in $3.35 for every $1.00 the employer contributed; active participation has grown from 1,950 to 2,352 since 2022.

Plan summary
Net assets, end of year$653,135,714
Participants with balances2,796
Active participants2,352
Employer contributions$8,717,483
Employee contributions$29,197,419
Employer contribution per active participant$3,706
Average account balance$233,596
Benefits paid to participants$57,619,821
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$653.1M · 2,796 accts · $8.7M emplr
2024$574.9M · 2,756 accts · $8.2M emplr
2023$498.7M · 2,620 accts · $7.6M emplr
2022$419.5M · 2,477 accts · $6.9M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$193,915
Investment management$308,007
Total administrative$503,122
The Brown and Caldwell 401(k) match · 2025
Employer contribution per active participant$3,706
Median for plans this size$4,295
2025$3,706 per active participant
2024$3,597 per active participant
2023$3,590 per active participant
2022$3,547 per active participant

Brown and Caldwell's 2025 employer contribution ran below the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
EMPOWER ADVISORY GROUP, LLC · Investment management$308,007
EMPOWER ANNUITY INSURANCE COMPANY · Consulting · Loan processing$193,915
CHARLES SCHWAB & CO., INC. · Investment advisory (participants) · Securities brokerage$1,719
CONCURRENT INVESTMENT$1,455
QDRO CONSULTANTS COMPANY, LLC$1,200

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$503,122 · 0.08%
2024$449,359 · 0.08%
2023$360,252 · 0.08%
2022$420,349 · 0.09%
All plans at this employer2
BROWN AND CALDWELL EMPLOYEE STOCK OWNERSHIP PLANESOP
BROWN AND CALDWELL SAVINGS PLAN401(k)
Same employer
Similar plansProfessional & Technical Services · Colorado
Arcadis U.S., Inc. CO$2.3B · 0.03%
Sophia, L.P. VA$660.3M · 0.04%
Husch Blackwell LLP MO$659.2M · 0.03%
Ramboll Limited NY$659.1M · 0.06%
Nixon Peabody LLP NY$653.1M · 0.03%
Shook, Hardy & Bacon L.L.P. MO$650.8M · 0.06%
Griffon Corporation NY$650.2M · 0.11%

Why are you looking at this plan?

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Source: U.S. Department of Labor, Form 5500 series, EIN 941446346 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.