Plan Ledger DOL Form 5500 · updated monthly

The Savings Group, Inc.401(k)

THE SAVINGS GROUP 401(K) PLAN · AUSTIN, TX · plan year 2025

Reported admin expense ratio · 2025
1.06%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

The Savings Group, Inc. reported $144,515 in plan administrative expenses for 2025: 1.06% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,266 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.92% to 1.06%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,438th-largest of 5,688 plans among Texas employers on file, and 3,510th of 4,798 in finance & insurance. In 2025, employees put in $1.35 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,881,648
Participants with balances848
Active participants621
Employer contributions$1,407,167
Employee contributions$1,899,890
Employer contribution per active participant$2,266
Average account balance$17,549
Benefits paid to participants$2,786,744
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2025$14.9M · 848 accts · $1.4M emplr
2024$12.3M · 631 accts · $938K emplr
2023$11.4M · 710 accts · $1.3M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$81,229
Investment management$63,286
Total administrative$144,515
The The Savings Group, Inc. 401(k) match · 2025
Employer contribution per active participant$2,266
Median for plans this size$2,666
2025$2,266 per active participant
2024$1,869 per active participant
2023$1,972 per active participant

The Savings Group, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
INWEST RETIREMENT SOLUTIONS · Recordkeeping$15,700
ASCENSUS · Custodial (securities)$65,529
WATERLOO CAPITAL$44,546
GOLDMAN SACHS$12,176
LEAFHOUSE FINANCIAL ADVISORS$6,564

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025INWEST RETIREMENT SOLUTIONS
2024INWEST RETIREMENT SOLUTIONS
2023INWEST RETIREMENT SOLUTIONS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$144,515 · 1.06%
2024$101,665 · 0.86%
2023$105,102 · 0.92%
Same employer
Similar plansFinance & Insurance · Texas
South Trust Bank, N.A. TX$15.2M · 0.26%
Swnb Bancorp Inc TX$15.2M · 0.38%
Occunet, LLC TX$15.1M · 0.40%
Wallis Bank TX$15.0M · 0.15%
Intouch Credit Union TX$14.7M · 0.43%
T Bank, N.A. TX$14.6M · 0.17%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 871613364 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.