Plan Ledger DOL Form 5500 · updated monthly

T Bank, N.A.401(k)

T BANK, N.A. EMPLOYEE SAVINGS PLAN · DALLAS, TX · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

T Bank, N.A. reported $21,308 in plan administrative expenses for 2024: 0.17% of average plan assets, below the peer median. Employer contributions averaged $3,359 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.17%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,469th-largest of 5,688 plans among Texas employers on file, and 3,531st of 4,798 in finance & insurance. In 2024, employees put in $2.74 for every $1.00 the employer contributed; active participation has grown from 139 to 172 since 2022.

Plan summary
Net assets, end of year$14,640,985
Participants with balances193
Active participants172
Employer contributions$577,686
Employee contributions$1,583,998
Employer contribution per active participant$3,359
Average account balance$75,860
Benefits paid to participants$223,517
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.6M · 193 accts · $578K emplr
2023$10.9M · 177 accts · $495K emplr
2022$7.9M · 138 accts · $408K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,487
Investment management$3,238
Audit (IQPA)$3,583
Total administrative$21,308
The T Bank, N.A. 401(k) match · 2024
Employer contribution per active participant$3,359
Median for plans this size$2,416
2024$3,359 per active participant
2023$3,152 per active participant
2022$2,937 per active participant

T Bank, N.A.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$15,072

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$21,308 · 0.17%
2023$11,332 · 0.12%
2022$9,404 · 0.12%
Similar plansFinance & Insurance · Texas
Wallis Bank TX$15.0M · 0.15%
The Savings Group, Inc. TX$14.9M · 1.06%
Intouch Credit Union TX$14.7M · 0.43%
First Community Bank TX$14.6M · 0.01%
Southwest Bank TX$14.5M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201099212 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.