Plan Ledger DOL Form 5500 · updated monthly

Austin Telco Fcu Retirement Plan401(k)

AUSTIN TELCO FEDERAL CREDIT UNION 401(K) PLAN · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Austin Telco Fcu Retirement Plan reported $43,590 in plan administrative expenses for 2024: 0.32% of average plan assets, above the peer median. Employer contributions averaged $2,331 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,484th-largest of 5,688 plans among Texas employers on file, and 3,544th of 4,798 in finance & insurance. In 2024, employees put in $1.62 for every $1.00 the employer contributed; active participation has grown from 164 to 203 since 2022.

Plan summary
Net assets, end of year$14,481,836
Participants with balances238
Active participants203
Employer contributions$473,286
Employee contributions$765,244
Employer contribution per active participant$2,331
Average account balance$60,848
Benefits paid to participants$1,674,071
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.5M · 238 accts · $473K emplr
2023$12.7M · 258 accts · $412K emplr
2022$10.9M · 194 accts · $369K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,818
Investment management$31,772
Total administrative$43,590
The Austin Telco Fcu Retirement Plan 401(k) match · 2024
Employer contribution per active participant$2,331
Median for plans this size$2,416
2024$2,331 per active participant
2023$2,062 per active participant
2022$2,250 per active participant

Austin Telco Fcu Retirement Plan's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$26,367
GALLAGHER FIDUCIARY ADVISORS, LLC · Investment advisory (plan)$31,772

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$43,590 · 0.32%
2023$31,485 · 0.27%
2022$7,862 · 0.06%
Same employer
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T Bank, N.A. TX$14.6M · 0.17%
First Community Bank TX$14.6M · 0.01%
Southwest Bank TX$14.5M · 0.20%
Resource One Credit Union TX$14.4M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741110192 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.