Plan Ledger DOL Form 5500 · updated monthly

The Crossing Church401(k)

THE CROSSING 401(K) PLAN · CHESTERFIELD, MO · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

The Crossing Church reported $36,477 in plan administrative expenses for 2024: 0.44% of average plan assets, below the peer median. Employer contributions averaged $2,491 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.35% to 0.44%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Missouri (893rd of 1,393), and 1,743rd of 3,341 in other services. In 2024, employees put in $1.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,078,524
Participants with balances177
Active participants124
Employer contributions$308,913
Employee contributions$401,551
Employer contribution per active participant$2,491
Average account balance$51,291
Benefits paid to participants$265,540
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0
2024$9.1M · 177 accts · $309K emplr
2023$7.6M · 173 accts · $316K emplr
2022$6.2M · 158 accts · $304K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,573
Investment management$18,904
Total administrative$36,477
The The Crossing Church 401(k) match · 2024
Employer contribution per active participant$2,491
Median for plans this size$1,313
2024$2,491 per active participant
2023$2,491 per active participant
2022$2,434 per active participant

The Crossing Church's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping · Loan processing$17,573
MAINSTREET RIA LLC · Investment advisory (plan)$18,904

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Vanguard
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$36,477 · 0.44%
2023$31,373 · 0.46%
2022$22,751 · 0.35%
Similar plansOther Services · Missouri
Eastern Airlines LLC MO$10.0M · 1.04%
Youth in Need, Inc. MO$9.4M · 0.66%
MOM365 Inc. MO$8.0M · 0.32%
Emmaus Homes, Inc. MO$7.7M · 0.60%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431546804 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.