Plan Ledger DOL Form 5500 · updated monthly

MOM365 Inc.401(k)

MOM365 INC. 401K RETIREMENT PLAN · MARYLAND HEIGHTS, MO · plan year 2025

Reported admin expense ratio · 2025
0.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

MOM365 Inc. reported $25,227 in plan administrative expenses for 2025: 0.32% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.06% to 0.32%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Missouri (937th of 1,393), and 1,866th of 3,341 in other services. active participation has grown from 906 to 1,088 since 2022.

Plan summary
Net assets, end of year$8,032,848
Participants with balances387
Active participants1,088
Employer contributions$0
Employee contributions$285,600
Employer contribution per active participant$0
Average account balance$20,757
Benefits paid to participants$905,825
Plan auditUnmodified (clean) audit opinion
AuditorUHY LLP
Plan history4
Yearassets · accounts · employer contribution
2025$8.0M · 387 accts
2024$7.6M · 341 accts
2023$7.3M · 331 accts
2022$6.6M · 286 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$9,262
Audit (IQPA)$15,965
Total administrative$25,227
The MOM365 Inc. 401(k) match · 2025
Employer contribution per active participant$0
Median for plans this size$1,464

MOM365 Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$9,637
UHY LLP · Accounting / audit$15,965

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025OneAmerica
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$25,227 · 0.32%
2024$20,214 · 0.27%
2023$17,463 · 0.25%
2022$4,549 · 0.06%
Similar plansOther Services · Missouri
Youth in Need, Inc. MO$9.4M · 0.66%
The Crossing Church MO$9.1M · 0.44%
Emmaus Homes, Inc. MO$7.7M · 0.60%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431261655 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.