Plan Ledger DOL Form 5500 · updated monthly

Emmaus Homes, Inc.403(b)

EMMAUS HOMES 403(B) RETIREMENT PLAN · SAINT CHARLES, MO · plan year 2024

Reported admin expense ratio · 2024
0.60%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Emmaus Homes, Inc. reported $44,583 in plan administrative expenses for 2024: 0.60% of average plan assets, above the peer median. Employer contributions averaged $461 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.73% to 0.60%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Missouri (952nd of 1,393), and 1,914th of 3,341 in other services. In 2024, employees put in $2.33 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,670,223
Participants with balances275
Active participants636
Employer contributions$293,127
Employee contributions$683,806
Employer contribution per active participant$461
Average account balance$27,892
Benefits paid to participants$1,385,017
Plan auditUnmodified (clean) audit opinion
AuditorRUBINBROWNLLP
Plan history3
Yearassets · accounts · employer contribution
2024$7.7M · 275 accts · $293K emplr
2023$7.2M · 268 accts · $263K emplr
2022$6.1M · 248 accts · $233K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$44,583
Total administrative$44,583
Employer contributions to the Emmaus Homes, Inc. plan · 2024
Employer contribution per active participant$461
Median for plans this size$1,313
2024$461 per active participant
2023$401 per active participant
2022$403 per active participant

Emmaus Homes, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$44,583
EMMAUS HOMES, INC. · Other servicesindirect comp
RUBINBROWN LLP · Accounting / auditindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$44,583 · 0.60%
2023$44,885 · 0.68%
2022$43,218 · 0.73%
Same employer
Similar plansOther Services · Missouri
The Crossing Church MO$9.1M · 0.44%
MOM365 Inc. MO$8.0M · 0.32%
Machine Maintenance, Inc. MO$6.5M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430653309 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.