Plan Ledger DOL Form 5500 · updated monthly

United Way of Greater St. Louis, Inc.403(b)

403(B) PLAN FOR UNITED WAY OF GREATER ST. LOUIS, INC. · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

United Way of Greater St. Louis, Inc. reported $19,016 in plan administrative expenses for 2024: 0.20% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,104 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.26% to 0.20%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Missouri (854th of 1,393), and 1,682nd of 3,341 in other services. In 2024, employees put in $1.08 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,738,444
Participants with balances190
Active participants132
Employer contributions$541,699
Employee contributions$582,810
Employer contribution per active participant$4,104
Average account balance$51,255
Benefits paid to participants$1,418,522
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.7M · 190 accts · $542K emplr
2023$8.9M · 202 accts · $471K emplr
2022$7.7M · 205 accts · $452K emplr
Employer contributions to the United Way of Greater St. Louis, Inc. plan · 2024
Employer contribution per active participant$4,104
Median for plans this size$1,313
2024$4,104 per active participant
2023$3,388 per active participant
2022$3,208 per active participant

United Way of Greater St. Louis, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MUTUAL OF AMERICA LIFE INSURANCE CO · Claims processing · Recordkeeping$16
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$18,975

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$19,016 · 0.20%
2023$21,791 · 0.26%
2022$20,654 · 0.26%
Same employer
Similar plansOther Services · Missouri
Children International MO$15.3M · 0.47%
The Arc of the Ozarks MO$13.0M · 0.02%
Eastern Airlines LLC MO$10.0M · 1.04%
Youth in Need, Inc. MO$9.4M · 0.66%
The Crossing Church MO$9.1M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430714167 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.