Plan Ledger DOL Form 5500 · updated monthly

The Baby Fold, Inc.403(b)

THE BABY FOLD 403(B) RETIREMENT SAVINGS PLAN · NORMAL, IL · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The Baby Fold, Inc. reported $11,239 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,133 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.10% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other public administration employers. By assets it is among the smaller plans on file in Illinois (2,092nd of 3,702), and the 40th of 90 in public administration. In 2024, employees put in $2.97 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,728,250
Participants with balances295
Active participants242
Employer contributions$274,220
Employee contributions$814,347
Employer contribution per active participant$1,133
Average account balance$46,536
Benefits paid to participants$1,797,983
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.7M · 295 accts · $274K emplr
2023$12.6M · 291 accts · $218K emplr
2022$12.0M · 286 accts · $232K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,239
Total administrative$11,239
Employer contributions to the The Baby Fold, Inc. plan · 2024
Employer contribution per active participant$1,133
Median for plans this size$2,416
2024$1,133 per active participant
2023$891 per active participant
2022$1,027 per active participant

The Baby Fold, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$11,239

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$11,239 · 0.09%
2023$16,890 · 0.14%
2022$12,168 · 0.10%
Same employer
Similar plansPublic Administration · Illinois
Spirit Lake Tribe ND$16.9M · 1.83%
Pueblo of Pojoaque NM$16.4M · 0.48%
Kickapoo Tribe of Oklahoma OK$16.0M · 0.02%
Bay Mills Indian Community MI$12.2M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 370673453 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.