Plan Ledger DOL Form 5500 · updated monthly

Temenos USA Inc.401(k)

TEMENOS USA INC. · MALVERN, PA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Temenos USA Inc. reported $8,653 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,695 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.018%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 768th-largest of 3,651 plans among Pennsylvania employers on file, and the 2,702nd of 11,654 in professional & technical services. In 2024, employees put in $2.00 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$51,426,574
Participants with balances464
Active participants280
Employer contributions$1,594,661
Employee contributions$3,196,479
Employer contribution per active participant$5,695
Average account balance$110,833
Benefits paid to participants$6,362,092
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$51.4M · 464 accts · $1.6M emplr
2023$45.6M · 496 accts · $1.6M emplr
2022$36.4M · 486 accts · $1.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,653
Total administrative$8,653
The Temenos USA Inc. 401(k) match · 2024
Employer contribution per active participant$5,695
Median for plans this size$2,416
2024$5,695 per active participant
2023$5,476 per active participant
2022$4,975 per active participant

Temenos USA Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ADP, INC. · Loan processing · Recordkeeping$8,652

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$8,653 · 0.02%
2023$5,724 · 0.01%
2022$7,350 · 0.02%
Same employer
Similar plansProfessional & Technical Services · Pennsylvania
The Webb Law Firm PA$51.8M · 0.19%
Global Tax Management, Inc. PA$50.3M · 0.15%
Cipriani & Werner, P.C. PA$49.7M · 0.42%
Sabre Systems, Inc. PA$49.3M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 133955373 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.