Plan Ledger DOL Form 5500 · updated monthly

Symetra Life Insurance Company401(k)

SYMETRA FINANCIAL RETIREMENT SAVINGS PLAN · BELLEVUE, WA · plan year 2025

Reported admin expense ratio · 2025
0.05%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Symetra Life Insurance Company reported $326,544 in plan administrative expenses for 2025: 0.05% of average plan assets, below the peer median. Employer contributions averaged $5,833 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.05%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other finance & insurance employers. By assets it is the 41st-largest of 1,714 plans among Washington employers on file, and the 248th of 4,798 in finance & insurance. In 2025, employees put in $1.67 for every $1.00 the employer contributed; active participation has grown from 2,151 to 3,204 since 2022.

Plan summary
Net assets, end of year$663,069,710
Participants with balances3,778
Active participants3,204
Employer contributions$18,687,388
Employee contributions$31,241,325
Employer contribution per active participant$5,833
Average account balance$175,508
Benefits paid to participants$54,780,111
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$663.1M · 3,778 accts · $18.7M emplr
2024$552.0M · 3,185 accts · $17.0M emplr
2023$461.7M · 3,041 accts · $15.1M emplr
2022$363.7M · 2,735 accts · $13.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$108,426
Investment management$218,118
Total administrative$326,544
The Symetra Life Insurance Company 401(k) match · 2025
Employer contribution per active participant$5,833
Median for plans this size$4,295
2025$5,833 per active participant
2024$6,490 per active participant
2023$6,049 per active participant
2022$6,235 per active participant

Symetra Life Insurance Company's 2025 employer contribution ran above the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$218,118
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$109,836

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$326,544 · 0.05%
2024$258,310 · 0.05%
2023$245,607 · 0.06%
2022$220,475 · 0.06%
Same employer
Similar plansFinance & Insurance · Washington
Premera WA$668.4M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910742147 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.