Plan Ledger DOL Form 5500 · updated monthly

Sto Corp.401(k)

STO CORP. EMPLOYEES' RETIREMENT PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Sto Corp. reported $80,806 in plan administrative expenses for 2024: 0.15% of average plan assets, above the peer median. Employer contributions averaged $3,566 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.17% to 0.15%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 428th-largest of 2,160 plans among Georgia employers on file, and the 2,930th of 13,661 in manufacturing. In 2024, employees put in $2.27 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$55,350,948
Participants with balances252
Active participants209
Employer contributions$745,324
Employee contributions$1,688,772
Employer contribution per active participant$3,566
Average account balance$219,647
Benefits paid to participants$3,245,844
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$55.4M · 252 accts · $745K emplr
2023$49.6M · 262 accts · $719K emplr
2022$42.2M · 259 accts · $684K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$55,418
Investment management$25,388
Total administrative$80,806
The Sto Corp. 401(k) match · 2024
Employer contribution per active participant$3,566
Median for plans this size$3,635
2024$3,566 per active participant
2023$3,422 per active participant
2022$3,564 per active participant

Sto Corp.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CAMBRIDGE INVESTMENT RESEARCH INC · Investment advisory (plan)$25,388

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$80,806 · 0.15%
2023$82,450 · 0.18%
2022$79,598 · 0.17%
Same employer
Similar plansManufacturing · Georgia
Royston LLC GA$55.6M · 0.19%
Birla Carbon USA GA$55.5M · 0.01%
Mtc US Corp. GA$54.4M · 0.33%
Eis Legacy, LLC GA$54.4M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030271864 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.