Plan Ledger DOL Form 5500 · updated monthly

Standard Insurance Company401(k)

THE STANDARD 401(K) PLAN · PORTLAND, OR · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Standard Insurance Company reported $183,511 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $9,774 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.012% to 0.015%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 9th-largest of 1,021 plans among Oregon employers on file, and the 139th of 4,798 in finance & insurance. In 2024, the employer put in $1.01 for every $1.00 employees contributed themselves; active participation has grown from 3,298 to 4,268 since 2022.

Plan summary
Net assets, end of year$1,332,816,995
Participants with balances5,845
Active participants4,268
Employer contributions$41,716,958
Employee contributions$41,477,922
Employer contribution per active participant$9,774
Average account balance$228,027
Benefits paid to participants$77,189,360
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.3B · 5,845 accts · $41.7M emplr
2023$1.1B · 5,371 accts · $36.4M emplr
2022$931.0M · 4,832 accts · $30.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$183,511
Total administrative$183,511
The Standard Insurance Company 401(k) match · 2024
Employer contribution per active participant$9,774
Median for plans this size$5,259
2024$9,774 per active participant
2023$9,607 per active participant
2022$9,219 per active participant

Standard Insurance Company's 2024 employer contribution ran above the $5,259 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$177,844

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$183,511 · 0.01%
2023$138,452 · 0.01%
2022$119,437 · 0.01%
Same employer
Similar plansFinance & Insurance · Oregon
Lockton, Inc. MO$1.4B · 0.06%
Erie Indemnity Company PA$1.4B · 0.02%
Bank of the West CA$1.3B · 0.07%
Xl America, Inc. CT$1.3B · 0.00%
POINT32HEALTH MA$1.3B · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930242990 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.