Plan Ledger DOL Form 5500 · updated monthly

St. Louis Auto Dealers Association401(k)

ST. LOUIS AUTO DEALERS ASSOCIATION - MACHINISTS DISTRICT NO. 9 401(K) PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
1.52%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

St. Louis Auto Dealers Association reported $166,769 in plan administrative expenses for 2024: 1.52% of average plan assets, higher than ~90% of peers. Employer contributions averaged $45 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.62% to 1.52%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Missouri (793rd of 1,393), and the 2,387th of 5,215 in retail trade. In 2024, employees put in $16.05 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,319,490
Participants with balances281
Active participants698
Employer contributions$31,424
Employee contributions$504,277
Employer contribution per active participant$45
Average account balance$40,283
Benefits paid to participants$1,049,066
Plan auditUnmodified (clean) audit opinion
AuditorWOLFF & TAYLOR, PC
Plan history3
Yearassets · accounts · employer contribution
2024$11.3M · 281 accts · $31K emplr
2023$10.6M · 302 accts · $37K emplr
2022$10.5M · 315 accts · $34K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$76,599
Investment management$69,206
Audit (IQPA)$20,964
Total administrative$166,769
The St. Louis Auto Dealers Association 401(k) match · 2024
Employer contribution per active participant$45
Median for plans this size$2,416
2024$45 per active participant
2023$52 per active participant
2022$51 per active participant

St. Louis Auto Dealers Association's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
MILLIMAN, INC. · Recordkeeping · Loan processing$76,599
CAPTRUST INVESTMENT ADVISORS · Investment advisory (participants) · Investment advisory (plan)$69,206
WOLFF & TAYLOR, PC · Accounting / audit$20,964
CHARLES SCHWAB & CO., INC. · Custodial (securities) · Trustee (directed)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Milliman
2023Milliman

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$166,769 · 1.52%
2023$218,003 · 2.06%
2022$198,545 · 1.62%
All plans at this employer2
ST. LOUIS AUTO DEALERS ASSOCIATION - MACHINISTS DISTRICT NO. 9 401(K) PLAN401(k)
ST. LOUIS AUTO DEALERS ASSOCIATION - TEAMSTERS LOCAL 618 401(K) PLAN401(k)
Similar plansRetail Trade · Missouri
Rw Supply and Design, LLC MO$13.1M · 0.45%
Russell Cellular, Inc. MO$12.2M · 1.88%
Chris Auffenberg Ford, Inc. MO$12.0M · 0.57%
St Charles Nissan, Inc MO$11.8M · 0.35%
McMahon Ford Company MO$10.5M · 0.34%
Frank Leta Holding Co. MO$10.4M · 0.20%
Ancap Management, Inc. MO$10.2M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430299790 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.