Plan Ledger DOL Form 5500 · updated monthly

Russell Cellular, Inc.401(k)

RUSSELL CELLULAR 401(K) PLAN · BATTLEFIELD, MO · plan year 2024

Reported admin expense ratio · 2024
1.88%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Russell Cellular, Inc. reported $211,634 in plan administrative expenses for 2024: 1.88% of average plan assets, higher than ~90% of peers. Employer contributions averaged $580 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 2.53% to 1.88%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Missouri (769th of 1,393), and the 2,237th of 5,215 in retail trade. In 2024, employees put in $3.03 for every $1.00 the employer contributed; active participation has grown from 966 to 1,292 since 2022.

Plan summary
Net assets, end of year$12,235,704
Participants with balances881
Active participants1,292
Employer contributions$748,885
Employee contributions$2,267,497
Employer contribution per active participant$580
Average account balance$13,888
Benefits paid to participants$2,055,152
Plan auditUnmodified (clean) audit opinion
AuditorELLIOTT, ROBINSON AND COMPANY, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$12.2M · 881 accts · $749K emplr
2023$10.3M · 1,092 accts · $978K emplr
2022$7.2M · 1,085 accts · $976K emplr
Administrative expenses, itemized · 2024
Investment management$211,634
Total administrative$211,634
The Russell Cellular, Inc. 401(k) match · 2024
Employer contribution per active participant$580
Median for plans this size$2,416
2024$580 per active participant
2023$795 per active participant
2022$1,011 per active participant

Russell Cellular, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20246
ERP NATIONAL LLC · Contract administrator$66,858
ERP NATIONAL LLC DBA ERP RETIREMENT · Contract administrator$66,858
EMPOWER ADVISORY GROUP, LLC · Investment management$12,847
ENVESTNET RETIREMENT SOLUTIONS LLC$2,173
NORTHWESTERN MUTUAL INVESTMENTS SVCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$211,634 · 1.88%
2023$150,022 · 1.72%
2022$186,413 · 2.53%
Same employer
Similar plansRetail Trade · Missouri
Carol House Furniture, Inc. MO$14.8M · 0.40%
Southland Imports, Inc. MO$13.6M · 0.50%
Rw Supply and Design, LLC MO$13.1M · 0.45%
Chris Auffenberg Ford, Inc. MO$12.0M · 0.57%
St Charles Nissan, Inc MO$11.8M · 0.35%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 431778225 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.