Plan Ledger DOL Form 5500 · updated monthly

Chris Auffenberg Ford, Inc.401(k)

CHRIS AUFFENBERG AUTOMOTIVE 401(K) PROFIT SHARING PLAN · KIRKWOOD, MO · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Chris Auffenberg Ford, Inc. reported $64,578 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,123 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.568%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Missouri (779th of 1,393), and the 2,278th of 5,215 in retail trade. In 2024, employees put in $3.15 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,999,269
Participants with balances134
Active participants139
Employer contributions$156,106
Employee contributions$492,386
Employer contribution per active participant$1,123
Average account balance$89,547
Benefits paid to participants$1,026,194
Plan auditUnmodified (clean) audit opinion
AuditorKERBER, ECK & BRAECKEL LLP
Plan history3
Yearassets · accounts · employer contribution
2024$12.0M · 134 accts · $156K emplr
2023$10.7M · 135 accts · $187K emplr
2022$10.1M · 147 accts · $193K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$64,578
Total administrative$64,578
The Chris Auffenberg Ford, Inc. 401(k) match · 2024
Employer contribution per active participant$1,123
Median for plans this size$2,416
2024$1,123 per active participant
2023$1,316 per active participant
2022$1,276 per active participant

Chris Auffenberg Ford, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PCS RETIREMENT, LLC · Contract administrator · Recordkeeping$47,974
DIVERSIFIED FINANCIAL ADVISORS, LLC · Investment advisory (plan) · Investment management$281,904

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PCS Retirement
2023PCS Retirement

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$64,578 · 0.57%
2023$68,218 · 0.65%
2022$63,215 · 0.57%
Same employer
Similar plansRetail Trade · Missouri
Southland Imports, Inc. MO$13.6M · 0.50%
Rw Supply and Design, LLC MO$13.1M · 0.45%
Russell Cellular, Inc. MO$12.2M · 1.88%
St Charles Nissan, Inc MO$11.8M · 0.35%
McMahon Ford Company MO$10.5M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431458848 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.