Plan Ledger DOL Form 5500 · updated monthly

Spectrio, LLC401(k)

SPECTRIO, LLC · TAMPA, FL · plan year 2024

Reported admin expense ratio · 2024
0.68%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Spectrio, LLC reported $59,814 in plan administrative expenses for 2024: 0.68% of average plan assets, above the peer median. Employer contributions averaged $611 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.682%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,814th-largest of 3,644 plans among Florida employers on file, and 8,085th of 11,654 in professional & technical services. In 2024, employees put in $6.41 for every $1.00 the employer contributed; active participation has shrunk from 394 to 347 since 2022.

Plan summary
Net assets, end of year$9,695,651
Participants with balances263
Active participants347
Employer contributions$211,978
Employee contributions$1,357,968
Employer contribution per active participant$611
Average account balance$36,866
Benefits paid to participants$1,022,180
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.7M · 263 accts · $212K emplr
2023$7.8M · 262 accts · $220K emplr
2022$6.0M · 246 accts · $207K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$59,814
Total administrative$59,814
The Spectrio, LLC 401(k) match · 2024
Employer contribution per active participant$611
Median for plans this size$1,313
2024$611 per active participant
2023$560 per active participant
2022$525 per active participant

Spectrio, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$21,787
PPS PENSION & FINANCIAL SERVICES · Contract administrator$11,161
EMPOWER ADVISORY GROUP, LLC · Investment management$8,544

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$59,814 · 0.68%
2023$45,741 · 0.66%
2022$41,446 · 0.68%
Same employer
Similar plansProfessional & Technical Services · Florida
Array US, Inc. FL$9.9M · 0.36%
Avalon HR LLC FL$9.9M · 0.68%
Zyscovich Aia FL$9.7M · 0.97%
Skanska USA Civil, Inc. FL$9.7M · 0.56%
Ubicquia LLC FL$9.6M · 0.61%
Lgm Pharma LLC FL$9.3M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 371423708 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.