Plan Ledger DOL Form 5500 · updated monthly

Sentry Insurance Company401(k)

SENTRY 401K PLAN · STEVENS POINT, WI · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Sentry Insurance Company reported $178,440 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,060 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.010%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 21st-largest of 1,936 plans among Wisconsin employers on file, and the 103rd of 4,798 in finance & insurance. In 2024, employees put in $1.31 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,941,946,399
Participants with balances7,644
Active participants4,702
Employer contributions$33,195,180
Employee contributions$43,638,019
Employer contribution per active participant$7,060
Average account balance$254,048
Benefits paid to participants$123,108,270
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.9B · 7,644 accts · $33.2M emplr
2023$1.8B · 7,545 accts · $31.2M emplr
2022$1.6B · 7,395 accts · $28.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$178,440
Total administrative$178,440
The Sentry Insurance Company 401(k) match · 2024
Employer contribution per active participant$7,060
Median for plans this size$5,259
2024$7,060 per active participant
2023$6,815 per active participant
2022$6,472 per active participant

Sentry Insurance Company's 2024 employer contribution ran above the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MORNINGSTAR INVESTMENT MANAGEMENT$143,912
SENTRY LIFE INSURANCE COMPANY$34,528

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$178,440 · 0.01%
2023$174,969 · 0.01%
2022$159,752 · 0.01%
Same employer
Similar plansFinance & Insurance · Wisconsin
Qbe Holdings, Inc. WI$792.0M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390333950 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.