Plan Ledger DOL Form 5500 · updated monthly

Seamon Whiteside & Associates, Inc.401(k)

SEAMON, WHITESIDE AND ASSOCIATES, INC. PROFIT SHARING 401(K) PLAN · MT. PLEASANT, SC · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Seamon Whiteside & Associates, Inc. reported $27,079 in plan administrative expenses for 2025: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $528 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.56% to 0.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 229th-largest of 807 plans among South Carolina employers on file, and the 4,924th of 11,654 in professional & technical services. In 2025, employees put in $3.27 for every $1.00 the employer contributed; active participation has grown from 174 to 241 since 2022.

Plan summary
Net assets, end of year$23,858,061
Participants with balances227
Active participants241
Employer contributions$127,141
Employee contributions$416,133
Employer contribution per active participant$528
Average account balance$105,102
Benefits paid to participants$48,756
Plan auditUnmodified (clean) audit opinion
AuditorDCPAS, LLC DBA DAVIS & COMPANY CPAS
Plan history4
Yearassets · accounts · employer contribution
2025$23.9M · 227 accts · $127K emplr
2024$22.7M · 224 accts · $555K emplr
2023$19.3M · 195 accts · $525K emplr
2022$13.5M · 175 accts · $355K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$13,014
Investment management$5,447
Total administrative$27,079
The Seamon Whiteside & Associates, Inc. 401(k) match · 2025
Employer contribution per active participant$528
Median for plans this size$2,666
2025$528 per active participant
2024$2,373 per active participant
2023$2,637 per active participant
2022$2,040 per active participant

Seamon Whiteside & Associates, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$21,633
WELLTH ADVISORY SERVICES LLC · Investment advisory (plan)$5,447

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$27,079 · 0.12%
2024$104,943 · 0.50%
2023$86,939 · 0.53%
2022$69,098 · 0.56%
Same employer
Similar plansProfessional & Technical Services · South Carolina
Clement Rivers, LLP SC$25.7M · 0.21%
Websterrogers, LLP SC$23.7M · 0.11%
Nexgen Data Systems, Inc. SC$22.8M · 0.53%
Peoplease LLC SC$22.8M · 1.43%

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Source: U.S. Department of Labor, Form 5500 series, EIN 570807412 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.