Plan Ledger DOL Form 5500 · updated monthly

Santee Sioux Nation401(k)

COLLABORATIVE RETIREMENT TRUST · NIOBRABRA, NE · plan year 2024

Reported admin expense ratio · 2024
1.46%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Santee Sioux Nation reported $18,935 in plan administrative expenses for 2024: 1.46% of average plan assets, higher than ~90% of peers. Employer contributions averaged $427 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.46%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Nebraska (536th of 565), and 11,081st of 11,654 in professional & technical services. In 2024, employees put in $1.70 for every $1.00 the employer contributed; active participation has grown from 248 to 286 since 2022.

Plan summary
Net assets, end of year$1,441,430
Participants with balances104
Active participants286
Employer contributions$122,020
Employee contributions$207,470
Employer contribution per active participant$427
Average account balance$13,860
Benefits paid to participants$218,116
Plan auditUnmodified (clean) audit opinion
AuditorWALKER & ARMSTRONG LLP
Plan history3
Yearassets · accounts · employer contribution
2024$1.4M · 104 accts · $122K emplr
2023$1.2M · $118K emplr
2022$751K · 101 accts · $102K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,634
Investment management$7,877
Total administrative$18,935
The Santee Sioux Nation 401(k) match · 2024
Employer contribution per active participant$427
Median for plans this size$1,313
2024$427 per active participant
2023$406 per active participant
2022$412 per active participant

Santee Sioux Nation's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
KTRADE · Recordkeeping · Loan processing$5,169
KTRADE · Recordkeeping · Loan processingindirect comp
BELPOINTE ASSET MANAGEMENT · Investment advisory (plan)$6,567

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024KTRADE
2023KTRADE

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$18,935 · 1.46%
2023$12,974 · 1.36%
2022$9,960 · 1.43%
Similar plansProfessional & Technical Services · Nebraska
Further LLC PA$1.4M · 1.06%
50 Eggs, Inc. FL$1.4M · 0.93%
L5 Fitness Holdings LLC MI$1.4M · 2.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470533471 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.