Plan Ledger DOL Form 5500 · updated monthly

Sac, Inc.401(k)

SAC, INC. 401K PLAN · BEDFORD, PA · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Sac, Inc. reported $3,599 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $585 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.04%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (2,369th of 3,651), and 2,796th of 5,215 in retail trade. In 2024, employees put in $3.78 for every $1.00 the employer contributed; active participation has grown from 126 to 149 since 2022.

Plan summary
Net assets, end of year$9,234,267
Participants with balances172
Active participants149
Employer contributions$87,127
Employee contributions$329,151
Employer contribution per active participant$585
Average account balance$53,688
Benefits paid to participants$130,478
Plan auditUnmodified (clean) audit opinion
AuditorSEAGER SEAGER WEBB INC.
Plan history3
Yearassets · accounts · employer contribution
2024$9.2M · 172 accts · $87K emplr
2023$8.0M · 169 accts · $96K emplr
2022$6.7M · 150 accts · $75K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,599
Total administrative$3,599
The Sac, Inc. 401(k) match · 2024
Employer contribution per active participant$585
Median for plans this size$1,313
2024$585 per active participant
2023$651 per active participant
2022$597 per active participant

Sac, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP, INC. · Loan processing · Recordkeeping$3,599
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,599 · 0.04%
2023$2,584 · 0.04%
2022$2,177 · 0.03%
Similar plansRetail Trade · Pennsylvania
Hondru Ford, Inc. PA$9.4M · 0.55%
Pwp Enterprises, Inc. PA$9.0M · 0.65%
Cargroup Holdings, LLC PA$8.9M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251233290 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.