Plan Ledger DOL Form 5500 · updated monthly

Alfred Stein, Inc. dba Keystone Motors401(k)

KEYSTONE MOTORS 401(K) PLAN · DOYLESTOWN, PA · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Alfred Stein, Inc. dba Keystone Motors reported $25,854 in plan administrative expenses for 2024: 0.31% of average plan assets, below the peer median. Employer contributions averaged $481 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.05% to 0.31%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (2,401st of 3,651), and 2,846th of 5,215 in retail trade. In 2024, employees put in $10.86 for every $1.00 the employer contributed; active participation has grown from 92 to 108 since 2022.

Plan summary
Net assets, end of year$8,964,986
Participants with balances133
Active participants108
Employer contributions$51,957
Employee contributions$564,490
Employer contribution per active participant$481
Average account balance$67,406
Benefits paid to participants$220,387
Plan auditUnmodified (clean) audit opinion
AuditorLBMC, PC
Plan history3
Yearassets · accounts · employer contribution
2024$9.0M · 133 accts · $52K emplr
2023$7.6M · 133 accts · $46K emplr
2022$6.6M · 152 accts · $43K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,854
Total administrative$25,854
The Alfred Stein, Inc. dba Keystone Motors 401(k) match · 2024
Employer contribution per active participant$481
Median for plans this size$1,313
2024$481 per active participant
2023$470 per active participant
2022$470 per active participant

Alfred Stein, Inc. dba Keystone Motors's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE ROSE FINANCIAL GROUP, LLC · Recordkeeping$2,225
COMMONWEALTH FINANCIAL NETWORK · Investment advisory (plan)$64,949
LINCOLN NATIONAL CORPORATION · Contract administrator$3,056

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$25,854 · 0.31%
2023$13,026 · 0.18%
2022$3,951 · 0.05%
Similar plansRetail Trade · Pennsylvania
Hondru Ford, Inc. PA$9.4M · 0.55%
Sac, Inc. PA$9.2M · 0.04%
Pwp Enterprises, Inc. PA$9.0M · 0.65%
Cargroup Holdings, LLC PA$8.9M · 0.25%
Park Avenue Motor Cars PA$8.6M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231655226 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.