Plan Ledger DOL Form 5500 · updated monthly

S&H Express, Inc.401(k)

S&H EXPRESS EMPLOYEE BENEFIT PROGRAM · YORK, PA · plan year 2024

Reported admin expense ratio · 2024
0.50%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

S&H Express, Inc. reported $38,932 in plan administrative expenses for 2024: 0.50% of average plan assets, below the peer median. Employer contributions averaged $1,070 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.46% to 0.50%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Pennsylvania (2,461st of 3,651), and the 1,255th of 2,677 in transportation & warehousing. In 2024, employees put in $1.66 for every $1.00 the employer contributed; active participation has shrunk from 367 to 323 since 2022.

Plan summary
Net assets, end of year$8,528,878
Participants with balances184
Active participants323
Employer contributions$345,534
Employee contributions$572,847
Employer contribution per active participant$1,070
Average account balance$46,353
Benefits paid to participants$611,209
Plan auditUnmodified (clean) audit opinion
AuditorEMC CPAS LLC
Plan history3
Yearassets · accounts · employer contribution
2024$8.5M · 184 accts · $346K emplr
2023$7.2M · 179 accts · $361K emplr
2022$6.1M · 179 accts · $201K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,439
Investment management$27,493
Total administrative$38,932
The S&H Express, Inc. 401(k) match · 2024
Employer contribution per active participant$1,070
Median for plans this size$1,313
2024$1,070 per active participant
2023$1,064 per active participant
2022$548 per active participant

S&H Express, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NWPS · Recordkeeping$11,439
NORTHEAST FINANCIAL GROUP, INC. · Investment advisory (participants) · Investment advisory (plan)$27,493

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NWPS
2023NWPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$38,932 · 0.50%
2023$34,175 · 0.51%
2022$29,770 · 0.46%
Same employer
Similar plansTransportation & Warehousing · Pennsylvania
Key Lakes, Inc. PA$9.2M · 0.14%
Buco Transportation, Inc. PA$9.0M · 0.22%
Transfreight, LLC PA$9.0M · 0.03%
R & R Express Holdco, Inc PA$7.9M · 0.51%
Weleski Transfer, Inc. PA$7.5M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232473758 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.