Plan Ledger DOL Form 5500 · updated monthly

Key Lakes, Inc.401(k)

KEY LAKES SAVINGS PLAN FOR REPRESENTED EMPLOYEES · BALA CYNWYD, PA · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Key Lakes, Inc. reported $11,959 in plan administrative expenses for 2024: 0.14% of average plan assets, lower than ~75% of peers. Employer contributions averaged $491 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Pennsylvania (2,374th of 3,651), and the 1,207th of 2,677 in transportation & warehousing. In 2024, employees put in $4.01 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,193,677
Participants with balances173
Active participants190
Employer contributions$93,362
Employee contributions$374,790
Employer contribution per active participant$491
Average account balance$53,143
Benefits paid to participants$611,573
Plan auditUnmodified (clean) audit opinion
AuditorBERKOWITZ POLLACK BRANT ADVISORS
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,728
Investment management$5,231
Total administrative$11,959
The Key Lakes, Inc. 401(k) match · 2024
Employer contribution per active participant$491
Median for plans this size$1,313

Key Lakes, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$6,728
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$5,231

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$11,959 · 0.14%
Same employer
Similar plansTransportation & Warehousing · Pennsylvania
Franklin Logistics Inc. PA$9.7M · 0.43%
Veltri, Inc. PA$9.6M · 0.58%
W.L. Roenigk Inc. PA$9.5M · 0.72%
Chemlogix,Llc PA$9.5M · 0.04%
Buco Transportation, Inc. PA$9.0M · 0.22%
Transfreight, LLC PA$9.0M · 0.03%
S&H Express, Inc. PA$8.5M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200871186 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.