Plan Ledger DOL Form 5500 · updated monthly

Keystone Clearwater Solutions, LLC401(k)

KEYSTONE CLEARWATER SOLUTIONS 401(K) PLAN · CANONSBURG, PA · plan year 2022

Reported admin expense ratio · 2022
1.16%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Keystone Clearwater Solutions, LLC reported $98,042 in plan administrative expenses for 2022: 1.16% of average plan assets, higher than ~90% of peers. Employer contributions averaged $646 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Pennsylvania (2,545th of 3,651), and the 1,303rd of 2,677 in transportation & warehousing. In 2022, employees put in $2.62 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,840,566
Participants with balances241
Active participants511
Employer contributions$330,080
Employee contributions$863,962
Employer contribution per active participant$646
Average account balance$32,533
Benefits paid to participants$1,193,339
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $410K emplr
2022$7.8M · 241 accts · $330K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$62,776
Investment management$35,266
Total administrative$98,042
The Keystone Clearwater Solutions, LLC 401(k) match · 2022
Employer contribution per active participant$646
Median for plans this size$1,114

Keystone Clearwater Solutions, LLC's 2022 employer contribution ran below the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$98,042 · 1.16%
Same employer
Similar plansTransportation & Warehousing · Pennsylvania
Transfreight, LLC PA$9.0M · 0.03%
S&H Express, Inc. PA$8.5M · 0.50%
R & R Express Holdco, Inc PA$7.9M · 0.51%
Weleski Transfer, Inc. PA$7.5M · 0.24%
South Hills Movers, Inc. PA$6.4M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 262597715 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.