Plan Ledger DOL Form 5500 · updated monthly

Rothy's, Inc.401(k)

ROTHY'S, INC. 401(K) PLAN · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Rothy's, Inc. reported $13,099 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,792 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.088%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 4,047th-largest of 9,483 plans among California employers on file, and the 1,709th of 5,215 in retail trade. In 2024, employees put in $2.16 for every $1.00 the employer contributed; active participation has grown from 299 to 371 since 2022.

Plan summary
Net assets, end of year$17,062,537
Participants with balances243
Active participants371
Employer contributions$1,035,683
Employee contributions$2,233,321
Employer contribution per active participant$2,792
Average account balance$70,216
Benefits paid to participants$1,221,907
Plan auditUnmodified (clean) audit opinion
AuditorDUFFY KRUSPODIN, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$17.1M · 243 accts · $1.0M emplr
2023$12.8M · 216 accts · $1.0M emplr
2022$8.2M · 227 accts · $864K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,099
Total administrative$13,099
The Rothy's, Inc. 401(k) match · 2024
Employer contribution per active participant$2,792
Median for plans this size$2,416
2024$2,792 per active participant
2023$3,496 per active participant
2022$2,888 per active participant

Rothy's, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$13,099

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$13,099 · 0.09%
2023$7,849 · 0.07%
2022$6,464 · 0.09%
Same employer
Similar plansRetail Trade · California
Moss Bros. Auto Group, Inc. CA$17.8M · 0.84%
Gosch Auto Group CA$17.7M · 1.04%
Ashby Lumber Company CA$17.3M · 0.46%
Adminsure, Inc. CA$17.0M · 0.27%
Robinson Oil Corporation CA$17.0M · 0.17%
Chambers & Chambers, Inc. CA$16.9M · 0.40%
Eurostar, Inc. CA$16.8M · 2.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 460577997 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.