Plan Ledger DOL Form 5500 · updated monthly

Gosch Auto Group401(k)

GOSCH AUTO GROUP 401K PLAN · HEMET, CA · plan year 2023

Reported admin expense ratio · 2023
1.04%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Gosch Auto Group reported $174,888 in plan administrative expenses for 2023: 1.04% of average plan assets, higher than ~90% of peers. Employer contributions averaged $697 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.85% to 1.04%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other retail trade employers. By assets it is the 3,955th-largest of 9,483 plans among California employers on file, and the 1,652nd of 5,215 in retail trade. In 2023, employees put in $7.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,681,168
Participants with balances528
Active participants411
Employer contributions$286,383
Employee contributions$2,090,657
Employer contribution per active participant$697
Average account balance$33,487
Benefits paid to participants$2,623,110
Plan auditUnmodified (clean) audit opinion
AuditorMOSS ADAMS
Plan history2
Yearassets · accounts · employer contribution
2023$17.7M · 528 accts · $286K emplr
2022$15.9M · 556 accts · $304K emplr
The Gosch Auto Group 401(k) match · 2023
Employer contribution per active participant$697
Median for plans this size$2,440
2023$697 per active participant
2022$630 per active participant

Gosch Auto Group's 2023 employer contribution ran below the $2,440 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20234
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$49,749
BENEFIT EQUITY INC. · Recordkeeping · Loan processing$22,263
COASTAL PENSION SERVICES, INC. · Recordkeeping · Loan processing$19,480
BANK OF AMERICA · Investment advisory (plan)$35,604

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$174,888 · 1.04%
2022$136,389 · 0.85%
Similar plansRetail Trade · California
Moss Bros. Auto Group, Inc. CA$17.8M · 0.84%
Ashby Lumber Company CA$17.3M · 0.46%
Rothy's, Inc. CA$17.1M · 0.09%
Adminsure, Inc. CA$17.0M · 0.27%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 454105977 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.