Plan Ledger DOL Form 5500 · updated monthly

Chambers & Chambers, Inc.401(k)

CHAMBERS & CHAMBERS, INC. PROFIT SHARING 401(K) PLAN · NAPA, CA · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Chambers & Chambers, Inc. reported $65,154 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $2,760 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.34% to 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 4,077th-largest of 9,483 plans among California employers on file, and the 1,725th of 5,215 in retail trade. In 2024, employees put in $2.52 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,872,953
Participants with balances126
Active participants95
Employer contributions$262,201
Employee contributions$660,311
Employer contribution per active participant$2,760
Average account balance$133,912
Benefits paid to participants$2,423,534
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.9M · 126 accts · $262K emplr
2023$15.9M · 119 accts · $211K emplr
2022$14.3M · 113 accts · $307K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,709
Investment management$49,445
Total administrative$65,154
The Chambers & Chambers, Inc. 401(k) match · 2024
Employer contribution per active participant$2,760
Median for plans this size$2,416
2024$2,760 per active participant
2023$2,267 per active participant
2022$3,374 per active participant

Chambers & Chambers, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MORGAN STANLEY SMITH BARNEY · Recordkeeping · Trustee$49,445
ADP, INC. · Loan processing · Recordkeeping$15,708
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Morgan Stanley
2023ADP, Morgan Stanley

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$65,154 · 0.40%
2023$50,624 · 0.34%
2022$54,737 · 0.34%
Similar plansRetail Trade · California
Rothy's, Inc. CA$17.1M · 0.09%
Adminsure, Inc. CA$17.0M · 0.27%
Robinson Oil Corporation CA$17.0M · 0.17%
Eurostar, Inc. CA$16.8M · 2.00%
Cabi LLC CA$16.7M · 0.23%
Lymi Inc CA$16.5M · 0.54%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942433509 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.