Plan Ledger DOL Form 5500 · updated monthly

Rose Paving, LLC401(k)

ROSE PAVING, LLC EMPLOYEE'S 401(K) PROFIT SHARING PLAN · BRIDGEVIEW, IL · plan year 2024

Reported admin expense ratio · 2024
0.66%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Rose Paving, LLC reported $84,120 in plan administrative expenses for 2024: 0.66% of average plan assets, higher than ~90% of peers. Employer contributions averaged $513 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.661%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Illinois (1,980th of 3,702), and the 2,438th of 5,337 in construction. In 2024, employees put in $5.40 for every $1.00 the employer contributed; active participation has grown from 308 to 530 since 2022.

Plan summary
Net assets, end of year$15,253,145
Participants with balances271
Active participants530
Employer contributions$271,633
Employee contributions$1,468,000
Employer contribution per active participant$513
Average account balance$56,285
Benefits paid to participants$905,650
Plan auditUnmodified (clean) audit opinion
AuditorHANSEN PLAHM AND COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$15.3M · 271 accts · $272K emplr
2023$10.2M · 190 accts · $212K emplr
2022$7.6M · 180 accts · $134K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$53,782
Investment management$30,338
Total administrative$84,120
The Rose Paving, LLC 401(k) match · 2024
Employer contribution per active participant$513
Median for plans this size$2,416
2024$513 per active participant
2023$593 per active participant
2022$436 per active participant

Rose Paving, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$53,782
RAYMOND JAMES & ASSOCIATES INC · Investment advisory (plan)$30,338

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$84,120 · 0.66%
2023$61,332 · 0.69%
2022$51,797 · 0.66%
Same employer
Similar plansConstruction · Illinois
Feldco Factory Direct, LLC IL$15.8M · 0.78%
Gar Construction, LLC IL$15.3M · 0.48%
Quad-County Ready Mix Corp. IL$15.2M · 0.37%
Dukane Precast, Inc. IL$14.6M · 0.57%
Shodeen Group, LLC IL$13.9M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 475270739 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.