Plan Ledger DOL Form 5500 · updated monthly

Four Seasons Heating and Air Conditioning, Inc.401(k)

FOUR SEASONS HEATING AND AIR RETIREMENT PLAN · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.43%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Four Seasons Heating and Air Conditioning, Inc. reported $55,261 in plan administrative expenses for 2024: 0.43% of average plan assets, above the peer median. Employer contributions averaged $995 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.22% to 0.43%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Illinois (1,985th of 3,702), and the 2,454th of 5,337 in construction. In 2024, employees put in $2.89 for every $1.00 the employer contributed; active participation has grown from 473 to 896 since 2022.

Plan summary
Net assets, end of year$15,141,087
Participants with balances862
Active participants896
Employer contributions$891,951
Employee contributions$2,581,548
Employer contribution per active participant$995
Average account balance$17,565
Benefits paid to participants$749,742
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$15.1M · 862 accts · $892K emplr
2023$10.7M · 519 accts · $597K emplr
2022$7.7M · 216 accts · $376K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$55,261
Total administrative$55,261
The Four Seasons Heating and Air Conditioning, Inc. 401(k) match · 2024
Employer contribution per active participant$995
Median for plans this size$2,416
2024$995 per active participant
2023$898 per active participant
2022$794 per active participant

Four Seasons Heating and Air Conditioning, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANDCORP FINANCIAL GROUP · Claims processing · Recordkeeping$130,647

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024STANDCORP FINANCIAL GROUP
2023STANDCORP FINANCIAL GROUP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$55,261 · 0.43%
2023$23,605 · 0.26%
2022$15,363 · 0.22%
All plans at this employer2
FOUR SEASONS HEATING AND AIR CONDITIONING 401(K) SAVINGS PLAN401(k)
FOUR SEASONS HEATING AND AIR RETIREMENT PLAN401(k)
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 364009697 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.