Plan Ledger DOL Form 5500 · updated monthly

O'Hare Airport Transit Systems, Inc.401(k)

O'HARE AIRPORT TRANSIT SYSTEMS, INC. SAVINGS PLAN & TRUST · CHICAGO, IL · plan year 2025

Reported admin expense ratio · 2025
0.81%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

O'Hare Airport Transit Systems, Inc. reported $121,657 in plan administrative expenses for 2025: 0.81% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,112 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.81%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Illinois (1,924th of 3,702), and the 2,347th of 5,337 in construction. In 2025, employees put in $4.83 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,041,157
Participants with balances104
Active participants119
Employer contributions$132,364
Employee contributions$639,444
Employer contribution per active participant$1,112
Average account balance$154,242
Benefits paid to participants$731,862
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$16.0M · 104 accts · $132K emplr
2024$14.1M · 103 accts · $137K emplr
2023$13.2M · 110 accts · $133K emplr
2022$11.4M · 106 accts · $138K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$85,913
Investment management$35,744
Total administrative$121,657
The O'Hare Airport Transit Systems, Inc. 401(k) match · 2025
Employer contribution per active participant$1,112
Median for plans this size$2,666
2025$1,112 per active participant
2024$1,161 per active participant
2023$1,169 per active participant
2022$1,214 per active participant

O'Hare Airport Transit Systems, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$85,913
CREATIVE PLANNING · Insurance services · Investment advisory (plan)$35,744

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Transamerica
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$121,657 · 0.81%
2024$117,396 · 0.86%
2023$105,513 · 0.86%
2022$104,377 · 0.82%
Similar plansConstruction · Illinois
Feldco Factory Direct, LLC IL$15.8M · 0.78%
Gar Construction, LLC IL$15.3M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 363960640 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.