Plan Ledger DOL Form 5500 · updated monthly

Ranch and Home Supply, LLC401(k)

RANCH AND HOME SUPPLY, LLC 401(K) PLAN · BOZEMAN, MT · plan year 2024

Reported admin expense ratio · 2024
0.76%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Ranch and Home Supply, LLC reported $288,984 in plan administrative expenses for 2024: 0.76% of average plan assets, higher than ~90% of peers. Employer contributions averaged $876 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.66% to 0.76%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 32nd-largest of 229 plans among Montana employers on file, and the 773rd of 5,215 in retail trade. In 2024, employees put in $1.92 for every $1.00 the employer contributed; active participation has grown from 1,385 to 1,841 since 2022.

Plan summary
Net assets, end of year$40,854,015
Participants with balances1,966
Active participants1,841
Employer contributions$1,611,833
Employee contributions$3,087,738
Employer contribution per active participant$876
Average account balance$20,780
Benefits paid to participants$3,386,833
Plan auditUnmodified (clean) audit opinion
AuditorEIDE BAILLEY
Plan history3
Yearassets · accounts · employer contribution
2024$40.9M · 1,966 accts · $1.6M emplr
2023$35.2M · 1,382 accts · $1.5M emplr
2022$28.1M · 318 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$151,596
Investment management$137,388
Total administrative$288,984
The Ranch and Home Supply, LLC 401(k) match · 2024
Employer contribution per active participant$876
Median for plans this size$2,416
2024$876 per active participant
2023$1,096 per active participant
2022$992 per active participant

Ranch and Home Supply, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
LPL FINANCIAL · Investment advisory (plan)$107,727
SANNAH BRANDT LLC DBA · Contract administrator$24,011
LEAFHOUSE FINANCIAL ADVISOR LLC · Investment advisory (plan)$18,889
EMPOWER ADVISORY GROUP LLC · Investment management$10,772

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$288,984 · 0.76%
2023$200,505 · 0.63%
2022$196,813 · 0.66%
Same employer
Similar plansRetail Trade · Montana
Town Pump, Et Al MT$90.4M · 0.23%
Altern Marketing, LLC CA$40.9M · 0.53%
Crossroads Ford, Inc. NC$40.9M · 0.08%
Wallis Companies MO$40.8M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 721542483 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.