Plan Ledger DOL Form 5500 · updated monthly

Town Pump, Et Al401(k)

TOWN PUMP, ET AL 401(K) PLAN · BUTTE, MT · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Town Pump, Et Al reported $197,233 in plan administrative expenses for 2024: 0.23% of average plan assets, above the peer median. Employer contributions averaged $1,039 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.23%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 17th-largest of 229 plans among Montana employers on file, and the 408th of 5,215 in retail trade. In 2024, the employer put in $1.26 for every $1.00 employees contributed themselves; active participation has grown from 3,725 to 4,246 since 2022.

Plan summary
Net assets, end of year$90,352,767
Participants with balances2,514
Active participants4,246
Employer contributions$4,410,273
Employee contributions$3,507,164
Employer contribution per active participant$1,039
Average account balance$35,940
Benefits paid to participants$10,351,319
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Plan history3
Yearassets · accounts · employer contribution
2024$90.4M · 2,514 accts · $4.4M emplr
2023$81.2M · 2,466 accts · $4.0M emplr
2022$70.0M · 2,320 accts · $4.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$197,233
Total administrative$197,233
The Town Pump, Et Al 401(k) match · 2024
Employer contribution per active participant$1,039
Median for plans this size$3,635
2024$1,039 per active participant
2023$977 per active participant
2022$1,090 per active participant

Town Pump, Et Al's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$197,232
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$197,233 · 0.23%
2023$186,251 · 0.25%
2022$166,766 · 0.22%
Same employer
Similar plansRetail Trade · Montana
Guardian Pharmacy, LLC GA$91.2M · 0.18%
Big Sandy Furniture, Inc. OH$90.2M · 0.08%
Fabletics, Inc. CA$89.1M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810270360 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.