Plan Ledger DOL Form 5500 · updated monthly

Otc Brands, Inc.401(k)

OTC BRANDS, INC. 401(K) RETIREMENT PLAN · RALSTON, NE · plan year 2025

Reported admin expense ratio · 2025
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Otc Brands, Inc. reported $52,105 in plan administrative expenses for 2025: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,219 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.04% to 0.05%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other retail trade employers. By assets it is the 58th-largest of 565 plans among Nebraska employers on file, and the 363rd of 5,215 in retail trade. In 2025, employees put in $3.67 for every $1.00 the employer contributed; active participation has shrunk from 1,032 to 906 since 2022.

Plan summary
Net assets, end of year$105,371,535
Participants with balances781
Active participants906
Employer contributions$1,104,192
Employee contributions$4,055,830
Employer contribution per active participant$1,219
Average account balance$134,919
Benefits paid to participants$12,216,072
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$105.4M · 781 accts · $1.1M emplr
2024$99.4M · 843 accts · $1.2M emplr
2023$90.3M · 872 accts · $1.2M emplr
2022$75.9M · 853 accts · $1.1M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$52,105
Total administrative$52,105
The Otc Brands, Inc. 401(k) match · 2025
Employer contribution per active participant$1,219
Median for plans this size$4,093
2025$1,219 per active participant
2024$1,245 per active participant
2023$1,092 per active participant
2022$1,082 per active participant

Otc Brands, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$52,105
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$52,105 · 0.05%
2024$30,695 · 0.03%
2023$31,119 · 0.04%
2022$37,519 · 0.04%
Same employer
Similar plansRetail Trade · Nebraska
The Buckle, Inc. NE$201.1M · 0.17%
Woodhouse Ford, Inc. NE$95.7M · 0.23%
Southerncarlson, Inc. NE$93.1M · 0.27%
Ho-Chunk, Inc. NE$81.9M · 0.46%
B&R Stores, Inc. NE$74.6M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 274791180 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.