Plan Ledger DOL Form 5500 · updated monthly

Pioneer Telephone Cooperative, Inc.401(k)

PIONEER TELEPHONE COOPERATIVE, INC. 401(K) PLAN · KINGFISHER, OK · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Pioneer Telephone Cooperative, Inc. reported $143,200 in plan administrative expenses for 2024: 0.09% of average plan assets, below the peer median. Employer contributions averaged $10,052 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.088%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other information & media employers. By assets it is the 40th-largest of 724 plans among Oklahoma employers on file, and the 220th of 2,199 in information & media. In 2024, the employer put in $2.95 for every $1.00 employees contributed themselves; active participation has shrunk from 536 to 446 since 2022.

Plan summary
Net assets, end of year$169,682,801
Participants with balances558
Active participants446
Employer contributions$4,483,132
Employee contributions$1,521,303
Employer contribution per active participant$10,052
Average account balance$304,091
Benefits paid to participants$9,418,982
Plan auditUnmodified (clean) audit opinion
AuditorARLEDGE & ASSOCIATES, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$169.7M · 558 accts · $4.5M emplr
2023$154.2M · 656 accts · $4.8M emplr
2022$138.8M · 646 accts · $4.9M emplr
Administrative expenses, itemized · 2024
Investment management$25,000
Audit (IQPA)$13,200
Trustee / custodial$75,000
Total administrative$143,200
The Pioneer Telephone Cooperative, Inc. 401(k) match · 2024
Employer contribution per active participant$10,052
Median for plans this size$3,635
2024$10,052 per active participant
2023$9,685 per active participant
2022$9,077 per active participant

Pioneer Telephone Cooperative, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
BANCFIRST · Trustee (directed)$75,000
MCAFEE & TAFT · Legal$30,000
BURNS WEALTH MANAGEMENT DBA EXENCIA · Investment advisory (plan)$25,000
ARLEDGE & ASSOCIATES, P.C. · Accounting / audit$13,200

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$143,200 · 0.09%
2023$130,000 · 0.09%
2022$130,000 · 0.09%
All plans at this employer2
PIONEER TELEPHONE COOPERATIVE, INC. NON-QUALIFIEDMoney purchase plan
PIONEER TELEPHONE COOPERATIVE, INC. 401(K) PLAN401(k)
Same employer
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Iridium Satellite, LLC AZ$173.5M · 0.09%
Ping Identity Corporation CO$172.5M · 0.06%
Nantmedia Holdings, LLC CA$168.8M · 0.18%
Gerson Lehrman Group NY$167.6M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 730618715 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.