Plan Ledger DOL Form 5500 · updated monthly

Pinnergy, LTD.401(k)

PINNERGY, LTD. 401(K) PLAN · AUSTIN, TX · plan year 2025

Reported admin expense ratio · 2025
0.50%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pinnergy, LTD. reported $49,632 in plan administrative expenses for 2025: 0.50% of average plan assets, higher than ~75% of peers. Employer contributions averaged $256 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.61% to 0.50%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Texas (2,950th of 5,688), and 2,974th of 5,337 in construction. In 2025, employees put in $5.44 for every $1.00 the employer contributed; active participation has grown from 439 to 609 since 2022.

Plan summary
Net assets, end of year$10,814,101
Participants with balances294
Active participants609
Employer contributions$155,663
Employee contributions$847,203
Employer contribution per active participant$256
Average account balance$36,783
Benefits paid to participants$872,358
Plan auditUnmodified (clean) audit opinion
AuditorPLANCHECK CPAS, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$10.8M · 294 accts · $156K emplr
2024$9.2M · 306 accts · $155K emplr
2023$7.9M · 306 accts · $161K emplr
2022$6.6M · 320 accts · $151K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$9,904
Investment management$39,728
Total administrative$49,632
The Pinnergy, LTD. 401(k) match · 2025
Employer contribution per active participant$256
Median for plans this size$2,666
2025$256 per active participant
2024$290 per active participant
2023$337 per active participant
2022$343 per active participant

Pinnergy, LTD.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
WELLTH ADVISORY SERVICES LLC · Investment advisory (plan)$39,728
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$9,904

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$49,632 · 0.50%
2024$47,571 · 0.56%
2023$41,053 · 0.57%
2022$42,946 · 0.61%
Same employer
Similar plansConstruction · Texas
Rpm Xconstruction LLC TX$11.0M · 1.19%
Thos. S. Byrne, Inc. TX$10.9M · 0.39%
Seatrium Amfels, Inc. TX$10.9M · 0.74%
Gulfspan Industrial, LLC TX$10.7M · 0.27%
MC2 Civil, LLC TX$10.5M · 0.94%

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Source: U.S. Department of Labor, Form 5500 series, EIN 752409786 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.