Plan Ledger DOL Form 5500 · updated monthly

Pine Bluff Sand and Gravel Company401(k)

PINE BLUFF SAND AND GRAVEL COMPANY RETIREMENT SAVINGS PLAN · PINE BLUFF, AR · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Pine Bluff Sand and Gravel Company reported $108,343 in plan administrative expenses for 2024: 0.11% of average plan assets, below the peer median. Employer contributions averaged $10,445 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 39th-largest of 456 plans among Arkansas employers on file, and the 605th of 5,337 in construction. In 2024, the employer put in $1.65 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$101,726,429
Participants with balances767
Active participants469
Employer contributions$4,898,938
Employee contributions$2,974,034
Employer contribution per active participant$10,445
Average account balance$132,629
Benefits paid to participants$9,901,638
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$101.7M · 767 accts · $4.9M emplr
2023$93.3M · 784 accts · $4.5M emplr
2022$82.3M · 748 accts · $4.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$91,289
Investment management$12,654
Total administrative$108,343
The Pine Bluff Sand and Gravel Company 401(k) match · 2024
Employer contribution per active participant$10,445
Median for plans this size$3,635
2024$10,445 per active participant
2023$10,313 per active participant
2022$9,273 per active participant

Pine Bluff Sand and Gravel Company's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
VOYA RETIREMENT ADVISORS, LLC · Investment advisory (participants)$6,718
MORNINGSTAR · Investment advisory (plan)indirect comp
VOYA RETIREMENT INSURANCE AND ANNUI · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$108,343 · 0.11%
2023$34,960 · 0.04%
2022$34,388 · 0.04%
Same employer
Similar plansConstruction · Arkansas
The Nabholz Group, Inc. AR$155.2M · 0.22%
Vcc AR$80.7M · 0.11%
The Systems Group AR$23.6M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 710141800 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.