Plan Ledger DOL Form 5500 · updated monthly

Vcc401(k)

BUILD RETIREMENT PLAN · LITTLE ROCK, AR · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Vcc reported $82,061 in plan administrative expenses for 2024: 0.11% of average plan assets, below the peer median. Employer contributions averaged $1,782 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.14% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 51st-largest of 456 plans among Arkansas employers on file, and the 738th of 5,337 in construction. In 2024, employees put in $3.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$80,683,284
Participants with balances824
Active participants578
Employer contributions$1,029,803
Employee contributions$3,374,367
Employer contribution per active participant$1,782
Average account balance$97,917
Benefits paid to participants$5,362,274
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$80.7M · 824 accts · $1.0M emplr
2023$72.0M · 786 accts · $949K emplr
2022$62.7M · 667 accts · $232K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$45,394
Audit (IQPA)$5,000
Total administrative$82,061
The Vcc 401(k) match · 2024
Employer contribution per active participant$1,782
Median for plans this size$3,635
2024$1,782 per active participant
2023$1,569 per active participant
2022$432 per active participant

Vcc's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PENSION CONSULTANTS INC$31,667
HOGANTAYLOR LLP · Accounting / audit$5,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$82,061 · 0.11%
2023$91,129 · 0.14%
2022$96,084 · 0.14%
Similar plansConstruction · Arkansas
The Nabholz Group, Inc. AR$155.2M · 0.22%
The Systems Group AR$23.6M · 0.11%
Clark Contractors, LLC. AR$22.9M · 0.25%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 710644259 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.