Plan Ledger DOL Form 5500 · updated monthly

Pine Bluff Sand & Gravel Companybenefits

Pine Bluff Sand & Gravel Company Welfare Plan · PINE BLUFF, AR · plan year 2025

Broker compensation reported · 2025
$78,193

Pine Bluff Sand & Gravel Company's benefits plans covered 444 active participants in 2025, providing health · life · dental · long-term disability · short-term disability. Insurance premiums totaled $244,714. Insurance brokers and agents were paid $78,193 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 32.0% of premiums. That is $176 per covered person, below the median for employer plans that report broker pay. Broker pay rose 26% from $62,134 in 2024.

Insurance contracts · 20255
DELTA DENTAL PLAN OF ARKANSAS · dental$190K · 426 covered
DELTA VISION PLAN OF ARKANSAS · vision$54K · 346 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 81 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 444 covered
THE PRUDENTIAL INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 439 covered
Brokers & agents paid · 20255
SIMMONS FIRST INSURANCE SERVICES OF$20,207 · incl $15,684 fees
HEFNER & ASSOCIATES INC$13,757
STEPHENS INSURANCE, LLC$13,166
STEPHENS INSURANCE LLC$26,545 · incl $7,905 fees
AVANT SPECIALTY BENEFITS LLC$4,518 · incl $4,518 fees
Also brokered by Simmons First Insurance Services Of1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 710141800 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.