Plan Ledger DOL Form 5500 · updated monthly

Peoples Community Bank401(k)

PEOPLES COMMUNITY BANK 401(K) RETIREMENT PLAN · POPLAR BLUFF, MO · plan year 2022

Reported admin expense ratio · 2022
1.35%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Peoples Community Bank reported $19,293 in plan administrative expenses for 2022: 1.35% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,151 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Missouri (1,306th of 1,393), and 3,002nd of 3,341 in other services. In 2022, employees put in $1.62 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,333,280
Participants with balances99
Active participants107
Employer contributions$123,157
Employee contributions$199,616
Employer contribution per active participant$1,151
Average account balance$13,467
Benefits paid to participants$230,092
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$19,293
Total administrative$19,293
The Peoples Community Bank 401(k) match · 2022
Employer contribution per active participant$1,151
Median for plans this size$1,114

Peoples Community Bank's 2022 employer contribution ran above the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$19,293 · 1.35%
Same employer
Similar plansOther Services · Missouri
Kennelwood Village, Inc. MO$2.1M · 0.53%
J & M Enterprises Inc MO$1.3M · 0.71%
Cardwell Lumber Inc. MO$493K · 1.87%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431088433 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.