Plan Ledger DOL Form 5500 · updated monthly

J & M Enterprises Inc401(k)

J & M ENTERPRISES INC 401(K) PROFIT SHARING PLAN AND TRUST · BRIDGETON, MO · plan year 2022

Reported admin expense ratio · 2022
0.71%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

J & M Enterprises Inc reported $9,199 in plan administrative expenses for 2022: 0.71% of average plan assets, above the peer median. Employer contributions averaged $1,507 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Missouri (1,311th of 1,393), and 3,008th of 3,341 in other services. In 2022, employees put in $2.25 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,310,792
Participants with balances89
Active participants83
Employer contributions$125,057
Employee contributions$281,000
Employer contribution per active participant$1,507
Average account balance$14,728
Benefits paid to participants$185,077
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
The J & M Enterprises Inc 401(k) match · 2022
Employer contribution per active participant$1,507
Median for plans this size$1,114

J & M Enterprises Inc's 2022 employer contribution ran above the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$9,199 · 0.71%
Similar plansOther Services · Missouri
Peoples Community Bank MO$1.3M · 1.35%
Cardwell Lumber Inc. MO$493K · 1.87%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431032753 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.